Every topup,
free credit back.
World class loyalty.
Top up at any Zeno merchant and get instant bonus credit — real money, not points to redeem later. Earn EXP, level up, and get rewarded every time you return.
Running a business? Visit the merchant page →
Trusted by Singapore's top F&B, wellness, and lifestyle merchants
Loyalty programmes
were broken.
Stamp cards get lost. Points take a year to redeem. Vouchers expire. We built something better.
From zero to earning in three taps
Get started in minutes and start earning from your very first topup.
Join Free in 60 Seconds
Create your account with email, Google, or Apple. No credit card. No fees. Start earning from the moment you join.
Top Up — Get Instantly More
Add funds to any merchant wallet. Your bonus credit lands the second the topup hits. Spend it immediately.
Level Up. Keep Earning.
Rack up EXP on every dollar. Climb from Explorer to Voyager to Zenith. Invite friends and earn every time they do.
Every dollar you spend,
earns you more.
Bonus credit, EXP points, tier upgrades, and referral rewards — stacking automatically on every transaction.
Top up $50 and get $55 to spend. Merchants drop free bonus credit into your wallet the moment your topup hits — no waiting, no conditions.
Instant. No Strings Attached.Every topup earns EXP. It stacks automatically. Hit milestones to unlock Voyager, then Zenith — with better rates and bigger perks at every level.
Boosted Rate on First TopupAll your favourite spots, all in one wallet. Switch between merchants in seconds. Each wallet keeps its own balance, history, and rewards.
Open the app, scan the counter QR. Payment confirmed. No fumbling for cards, no waiting for change. Just tap and go.
Reserve with a wallet deposit. Automatic refund if you cancel. No no-shows, no awkward conversations.
Lost your phone? Lock the wallet instantly. Nothing moves until you say so — with biometric or PIN re-authentication.
See every topup, bonus, and payment with a tamper-proof hash record. Filter, search, export — your money trail is always clear.
Flash sale at your favourite café? Sold-out tables opening up? Push alerts land the moment merchants push them — so you're always first.
You put in $50.
You walk away with more.
Merchants reward you with free bonus credit — instantly, on every topup. It's not points you redeem in 6 months. It's real money in your wallet right now. Plus EXP that stacks toward your next tier.
Bonus rate set by each merchant. Higher-tier members may unlock higher rates.
Real people. Real rewards.
Zeno members across Singapore earning more on every topup.
"I top up $100 and immediately get $110 to spend. I don't understand why anyone uses cash anymore. This is just free money."
"I use it at my café downstairs every morning. The bonus credit stacks up fast. Hit Voyager in the first month — the referral perks are great too."
"The merchant push notifications are actually useful — flash deals I actually want. Feels like a concierge for the places I already go to."
The more you use Zeno,
the more Zeno gives you.
Three loyalty tiers. Each one unlocks higher rates, bigger perks, and more earning power. Climb them automatically — just keep topping up.
- ✓ Earn EXP on every topup
- ✓ Get instant bonus credit
- ✓ Multi-merchant wallet
- ✓ Scan-to-pay QR payments
- ✓ Everything in Explorer
- ✓ Higher referral EXP rate
- ✓ Priority reservation access
- ✓ Enhanced loyalty multiplier
- ✓ Everything in Voyager
- ✓ Highest EXP earning rate
- ✓ Maximum referral rewards
- ✓ VIP merchant perks
- ✓ Exclusive member benefits
Refer once.
Earn every time they topup.
Your referral link is a passive income stream. Every time your friend tops up, you earn EXP — automatically, without lifting a finger.
- 1 Share your code — it's on your profile membership card. One link, unlimited earning potential.
- 2 Your friend joins and tops up their first wallet. They get a welcome EXP boost. You're now earning together.
- 3 From their second topup onward, referral EXP fires automatically every time they spend at any Zeno merchant.
- 4 Your referral capacity scales with your tier. Voyagers earn more per referral. Zenith members earn the most.
Your wallet. Locked tight.
Unless it's you.
Military-grade security wrapped in a seamless UX. You don't notice it — until someone tries to get in.
Every payment requires your fingerprint, Face ID, or PIN. No exceptions. Your wallet doesn't move without you.
Lost your phone? Tap lock from any device. Your balance is frozen instantly — no new transactions until you say so.
Every transaction is permanently logged with SHA-256 hash verification. Any tampering shows up instantly — your financial trail is clean forever.
Reservation deposits are held in secure escrow. Cancel with time to spare and your money comes right back — automatically.
Real questions.
Straight answers.
No jargon. No runaround.
What is Experience Zeno?
How do I get bonus credit?
What are EXP points?
Is my money safe?
How do referrals work?
Is it free to use?
Which merchants accept Zeno?
Power your business
with world class loyalty.
Give your customers a reason to choose you again. Zeno's merchant CRM costs nothing monthly — and makes every topup a retention tool.
- ✓ Launch your branded loyalty wallet in minutes
- ✓ Send push campaigns that fill seats the same evening
- ✓ Track customer retention and topup volume in real time
Offer bonus credit, send push notifications, and manage customer wallets — all from one dashboard. Turn every topup into a retention tool.
Learn more →Already running a POS, booking, or ordering system? Connect Zeno's API to your existing flow — your customers earn loyalty without switching apps.
Learn more →Start earning on
every topup — today.
100% free. Instant bonus credit from your very first topup. No subscription. No commitment. Just download and start earning.
A business owner? See what Zeno does for merchants →
We're a message away.
Questions about the platform, want to become a merchant, or have a data request? Our team responds fast.