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Built for Singapore Merchants · Zero Monthly Fee

Your customers spend.
You should own
the relationship.

Most merchants give cash, never see the customer again. With Zeno, every topup is a direct line — push notifications, bonus campaigns, reservation management, and real-time analytics. All from your phone. Zero subscription.

$0
Monthly SaaS Fee
1-tap
Push All Customers
86%
Avg Retention Rate
Merchant Dashboard
● Live
Total Topups
$12,480
Active Wallets
248
Monthly Topup Volume
Customer Retention Rate
Active Campaign
Weekend Special: Top up $30 → get $8 bonus
47 customers activated · 2 days left
Push Sent — 3 min ago
"Grab your weekend deal — top up today, get $8 free!" → 248 customers reached
$0
Monthly fee, zero. Forever.
1-tap
Push every customer at once
86%
Customer return rate
<5min
To go live

Four moves.
A lifetime of loyal customers.

1

Set Up Your Wallet

Configure your merchant wallet — set your bonus credit rate, welcome gift, and reservation deposit rules in minutes.

2

Customers Top Up & Get More

Customers top up, receive your bonus credit instantly, and keep that money in your ecosystem — ready to spend.

3

Push Campaigns to Drive Visits

Send a push notification to every wallet holder with one tap. Flash sale tonight? Fill those seats in minutes.

4

Track, Optimise & Withdraw

View topup volumes, retention, and bonus utilisation in real time. Request payouts directly from your dashboard.

From customer tap
to your bank account

Every transaction is settled end-to-end through Zeno. No hardware. No POS terminal. No waiting weeks for payouts.

$30

Customer Pays

Customer scans your QR or staff initiates charge in the merchant app. Payment deducted from their Zeno wallet instantly.

Real-time

Wallet Debited

The charge is deducted from the customer's wallet balance in real time — no card swipe, no terminal, no receipt paper.

+$30

Your Wallet Credited

The collected amount appears in your merchant wallet immediately. Track it live on your dashboard anytime.

Bank

Request Withdrawal

Tap "Withdraw" on your dashboard, submit your bank details, and receive funds directly to your account after AML review.

No hardware. No terminal. No waiting.
Zeno works entirely through the mobile app — your customers pay with their phone, you receive on yours. That's it.

Zeno vs traditional
loyalty programmes

Stamp cards get lost. Points apps cost $500/month. WhatsApp blasts get ignored. Zeno is built differently.

Feature
Zeno
Traditional
Monthly SaaS fee
  $0 forever
$200–$800/mo
Direct push to every customer
  1-tap, instant
Bonus credit campaigns
  Built-in
Stamp card only
Real-time analytics dashboard
  Included
Add-on / paid tier
Reservation + deposit management
  Native
QR scan-to-pay (no terminal)
  Any device
Hardware required
AML-compliant withdrawals
  Built-in
Setup time
  <5 minutes
Days / weeks

Everything you need.
Nothing you don't.

No bloated SaaS. No per-seat pricing. One platform — campaign tools, push notifications, reservations, analytics, and withdrawals — all included.

Push Notifications That Actually Get Seen

One tap sends your message to every single customer who holds your Zeno wallet — no algorithms, no ad budget, no spam filters. Flash sale tonight? Slow Tuesday? New menu drop? Reach your entire customer base before they plan their evening. Your message. Their phone. This second.

"Flash deal: top up $30 today and get $10 free — this weekend only!" → 248 customers reached in 3 seconds
Zero Ad Budget Required
Bonus Campaigns That Lock In Revenue

Set up "Top up $50, get $12 bonus" campaigns in seconds. Customers prepay for more. That money is already in your wallet — spent before they even walk in.

Pre-committed Revenue
Welcome Gift — Hook Them on Day One

Give new customers an instant bonus on their first topup. They feel the value immediately. You get a wallet holder with money ready to spend — before they've ordered once.

Converts First-Timers
Reservations with Wallet Deposits

Accept bookings with pre-authorised deposits held straight from the customer's Zeno wallet. Release or charge at the table — no no-shows, no awkward calls, no cash handling.

No Terminal Required
Live Dashboard — See Everything Now

Topup volumes, active wallets, bonus utilisation, retention rate — all updating in real time. Stop guessing which campaign worked. The numbers tell you.

Real-time Analytics
Withdraw to Your Bank — Cleanly

Tap Withdraw, submit your bank details, done. Full AML review is built into the flow — no spreadsheets, no compliance headaches, no third-party accounts to manage.

AML Built-in
QR Pay — Zero Hardware

Customers scan your QR or staff initiates the charge on any phone. No card terminal. No printer. No maintenance contract. It's just your phone and theirs.

Any Device, Any Table
Dispute-Proof Transaction Records

Every topup, charge, and bonus is logged in a SHA-256 hash chain — tamper-evident and always verifiable. If a customer ever disputes a charge, the ledger wins.

Cryptographic Audit Trail

Merchants who own the relationship
own the repeat business.

"We used to hand out cash vouchers and never see the customer again. With Zeno, we push a notification on a slow Tuesday and the seats fill up the same evening. Our regulars now spend three times more per month than before."
— F&B Merchant, Zeno Early Partner · Singapore

Stop losing customers
after the first visit.

Your wallet. Your campaigns. Your direct line to every customer. Set up in under 5 minutes — zero monthly fee, no hardware, no contracts.